Looking to download the Ayushman Card, check eligibility, and find empanelled hospitals near you? This complete 2025 guide explains who is eligible for Ayushman Bharat PM‑JAY, how to download your card in minutes, ways to verify coverage, and how to access the latest hospital list for cashless treatment up to ₹5,00,000 per family per year.
What is Ayushman Bharat PM‑JAY?
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM‑JAY) is India’s flagship health protection scheme offering cashless coverage up to ₹5,00,000 per eligible family annually for secondary and tertiary care at empanelled public and private hospitals, with no cap on family size or age and coverage of pre‑existing diseases from day one. The scheme targets the bottom 40% of the population based on SECC‑2011 criteria and state databases, ensuring paperless admission and treatment across a nationwide hospital network.
Ayushman Card Eligibility (Who Qualifies in 2025)
- Eligibility is anchored in SECC‑2011 deprivation/occupational criteria for rural and urban households, with states allowed to use their beneficiary databases provided SECC‑eligible families remain covered.
- Pre‑existing diseases are covered from the first day of enrollment; there is no restriction on family size, age, or gender under PM‑JAY.
- Many states implement PM‑JAY with their own schemes; ESIC–AB PM‑JAY convergence also enables access across respective hospital networks.
- Government communications and guides continue to emphasize the bottom 40% coverage approach and the use of the “Am I Eligible?” flow on the PM‑JAY portal to verify status online.
Documents Commonly Needed
- Aadhaar, ration card, and identifiers such as Household ID (HHD) or PM‑JAY ID are typically referenced in eligibility and enrollment flows; CSCs can help beneficiaries retrieve IDs and complete verification if needed.
How to Download Your Ayushman Card (Multiple Methods)
Follow any one of these trusted pathways to get your e‑card as a PDF:
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NHA Beneficiary Portal (beneficiary.nha.gov.in)
- Log in using the registered mobile number or credentials, search beneficiary, authenticate via Aadhaar, view eligible cards, and download.
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Ayushman Bharat Mobile App
- Log in with mobile OTP, navigate to the Ayushman Card section, locate beneficiary details, authenticate if prompted, and download the card.
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UMANG Portal/App
- Open UMANG, find “Ayushman Bharat,” log in, verify details (Aadhaar/registered info), and download the card from your profile.
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DigiLocker
- Sign in, search for “Pradhan Mantri Jan Arogya Yojana – Ayushman Bharat,” enter PM‑JAY ID, and download the issued document from DigiLocker.
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Offline via CSC
- Visit a nearby Common Service Centre, verify mobile, submit required documents, and collect the printed card from the CSC after processing.
How to Check Coverage and Eligibility Online
- PM‑JAY Website Flow: Use the official portal’s “Am I Eligible?” tool, choose Beneficiary, and verify with your mobile/Aadhaar to confirm coverage status for self or family members.
- Local Administration Pages: Some district/state sites also reiterate PM‑JAY eligibility criteria and direct users to the official portal for verification.
Why this matters: Confirming eligibility ensures cashless, paperless admission without last‑minute complications at the hospital desk.
How to Find Empanelled Hospitals Near You
- Official PM‑JAY Website: Open the Hospitals directory, select state/district/PIN, and filter by specialty or hospital type to see empanelled providers nearby.
- Ayushman Bharat App: Search hospitals by city/district and specialties directly in the app.
- Helplines: Call 14555 or 1800‑111‑565 for hospital information and assistance.
Helpful benchmark: Guides summarize how to use the official directory filters and show state‑wise counts (e.g., Tamil Nadu, Uttar Pradesh, Karnataka, etc.), though always rely on the live PM‑JAY portal for the most current listings in your area.
Key Benefits at a Glance
- Cashless treatment up to ₹5,00,000 per eligible family per year for listed secondary/tertiary procedures.
- Pre‑existing conditions covered from day one; no age or family‑size limit.
- Wide network of empanelled public and private hospitals with paperless authorization and discharge.
Troubleshooting and Pro Tips
- Name/Aadhaar mismatch: Use the portal’s profile options or visit a CSC for correction and re‑verification if the card doesn’t appear during search.
- Can’t find hospital: Re‑search with a broader radius or neighboring district; hospital empanelment updates regularly—use the official directory for fresh data.
- Keep copies: Save the e‑card PDF in phone, email, and DigiLocker; carry Aadhaar and PM‑JAY ID to speed up desk verification at the hospital.
Step‑by‑Step Quick Start
- Check eligibility on the PM‑JAY site using “Am I Eligible?” and mobile/Aadhaar verification.
- Download the Ayushman Card via Beneficiary Portal, App, UMANG, or DigiLocker.
- Search empanelled hospitals by state/district/PIN and specialty on the official PM‑JAY directory.
- Visit the hospital with Aadhaar/PM‑JAY ID; request cashless admission under PM‑JAY for covered packages.
FAQs
- Is the scheme free?
- PM‑JAY is a government‑funded scheme for eligible families; applying and availing benefits is free at empanelled hospitals.
- Are private hospitals included?
- Yes, many private hospitals are empanelled and offer cashless treatment under PM‑JAY, subject to package availability.
- Are pre‑existing illnesses covered?
- Yes, from day one of enrollment, without a waiting period.
- What if I don’t see my family in the list?
- Use multiple search options (HHD/PM‑JAY ID/name/location) or visit a CSC for assistance and data correction.
SEO Tip for Local Results
For faster local results, search “Ayushman Card hospital list near me” and include the city/district name when querying the PM‑JAY hospital directory to surface the latest empanelled providers relevant to the area.
